Protecting Your Jewelry with the Right Insurance

Jewelry is not only a monetary investment, but in most cases the true value is in the memories and sentimental value that these hold; from the engagement ring to the wedding band that holds those special memories from your special day!

Protecting your jewelry is important and it is good to know that a home insurance policy does provide some protection, so be certain to include your valuables such as rings, earrings and other jewelry in your asset list. However did you know that most home insurance policies only cover a limited amount? Usually less than $10,000; and don’t forget you still need to pay your deductible.

In order to properly protect your jewelry, you should purchase a separate rider on your home insurance policy. This will provide you with replacement cost and no deductible in the event that your jewelry is lost or stolen.

All you need is an up to date appraisal on your jewellery. If you are not certain on the value of your jewelry let us know, we would be pleased to provide you with this service.